Wind Mitigation Inspection

Wind Mitigation Insurance Inspection

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Wind Mitigation Inspection

Wind Mitigation Inspection

A wind mitigation inspection is the only inspection that can significantly reduce the cost of your insurance policy. That’s because this inspection can determine whether your home has features that drastically decrease severe property loss from hurricane wind. As always, the safer and stronger your home is, the lower your premiums may be.

Even though this inspection is not always required by insurance companies, we suggest everyone to preform it since it is the one that can drastically lower your insurance policy.

The following points will determine the credits you can get:

The year the home was built.
Covering of the roof.
The Attachment of the Roof Deck.
Attachment of the Roof to the wall.
Roof's Geometry.
Secondary Barrier of Water.
Opening Protection.

Why do I need a Wind Mitigation Inspection inspection?

As mentioned before the wind mitigation inspection is the ONLY inspection that has the power to lower your insurance premium depending on the credits your house has.

Who is supposed to pay for the Wind Mitigation Inspection?

The wind mitigation inspection is normally paid by the client, whether you are getting a new insurance policy or renewing an existing one.

How Long is a Wind Mitigation Inspection good for in Florida?

The wind mitigation inspection last up to 5 years in the state of Florida.

What is the difference between a 4-point inspection and a wind mitigation inspection?

Even though they are both inspections for insurance purposes they are completely different. The 4-point inspection only determines whether an insurance company will offer insurance to you or not while the wind mitigation determines the credits your property has and therefore it helps lower your insurance premium.

How much does wind mitigation save on insurance in Florida?

Once the form is submitted to the insurance, they are the only ones that can tell you the exact amount, while savings can vary depending on the credits you have we recommend to always do the inspection as that is the only way to know for sure.

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